Real Estate Financing
Fix and Flip Loans
Short-term financing built for acquisition and renovation. Buy the property, complete the work, sell or refinance with a lender that understands the speed and structure these deals require.
What Is a Fix & Flip Loan?
A fix & flip loan is a short-term real estate loan used to purchase and renovate a property with the intent to sell it quickly at a profit or refinance into a longer-term hold. Unlike conventional loans, these are structured around the after-repair value (ARV) of the property, not just what it’s worth today.
Non-bank lenders are the primary source for this type of financing. They understand the business model, move quickly, and underwrite based on the deal.
How It Works
Acquisition Funding Loan covers the purchase price so you’re not tying up all your own capital on day one.
Renovation Budget Construction draws are released in stages as work is completed keeping funds aligned with progress.
ARV-Based Underwriting Lenders evaluate the post-renovation value, not just the as-is price which allows for higher loan amounts.
Exit Strategy Sell at completion, or refinance into a DSCR or long-term product once the asset is stabilized.
6–18 Months Short-term structure aligned with your rehab and resale timeline.
Purchase and Rehab One loan covering acquisition costs and renovation draws less administrative friction.
ARV Lending Loan sized against the stabilized value not the distressed purchase price.
Fast Closings Competitive timelines so you can act when deals come up, not weeks later.
GET FINANCING FOR YOUR BUSINESS NEEDS
Running a business is hard. Financing it shouldn’t be.
Fix & flip deals move fast. The right lender needs to move just as quickly. Our lenders specialize in this space so your deal doesn’t fall apart waiting on financing.
Submit your info and we’ll match you with the right lender.
Required Documents and Qualifications
- Purchase contract
- Scope of work & rehab budget
- Property details & comps
- Entity or personal docs
- Prior project history (if available)
- Credit report
- Proof of funds / liquidity
Why work with us?
Finding the right lender on your own can be time-consuming and frustrating. A declined application can cost your business time and opportunity.
Our team understands the alternative long term CRE financing landscape and knows which lenders are actively funding businesses like yours right now. We do the matching so you don’t have to chase dead ends.
