Learn How to Build Business Credit
This free guide reveals the process to build credit for your business to access high limit business credit lines, high limit business credit cards, and business vehicle financing.
OUR PROVEN STRATEGY TO
Build Unlimited Business Credit
Our goal is to offer you unparalleled access to building business credit through our innovative software. In addition to establishing business credit that would help obtain business financing without personal guarantee, this empowers you with the necessary funds to manage your business, facilitate growth, and enhance your company's profitability and efficiency while establishing a solid business credit foundation.
Credible Business Setup
Properly setup your business to prepare for financing
Starter Vendor Credit Lines
Get started with credit lines that report to D&B, Experian, and Equifax
Business Credit Foundation
Add credit lines to establish a strong payment history and business credit score
Business Credit Line
Setup your business so lenders and credit issuers want to do business with you
Business Credit Builder
Get Business Credit for Your EIN
By building business credit, you become more lendable and can access working capital at better rates and terms. And with our easy step-by-step system, you can establish a positive business credit profile and score quickly, obtain vendor, store, fleet, and cash credit in your business name with business reporting, and become more lendable by building your business credit.
Business Credit Cards
Grow your business with high limit business credit cards with rewards
Vehicle Financing
Finance multiple company vehicles with no personal guarantee
Vendor Credit Lines
Get credit for the services and supplies you need to operate your business
Fleet Credit Lines
Maintain your company vehicles with fleet credit from top providers
Fuel Credit Lines
Keep your fleet on the road with credit lines for fuel at hundreds of locations
Cash Flow Management
Improve your cash flow management with business credit lines
Equipment Credit Lines
Get the equipment you need for your next project with business credit
Service Credit Lines
Get credit lines for the services you frequently use to run your business
OUR EXPERTISE
The Best Way to Get Business Credit
Our cutting-edge Business Finance Suite provides you with a personalized experience to obtain credit and financing for your company. You’ll also receive guidance from our business advising team, who will help you with all aspects of building your business credit.
Business Finance Suite Demo
tAKE ADVANTAGE OF
The Benefits of Business Credit!
Self Funded
Create a business that can fund itself with just an EIN number
Better Loans
Get better rates and terms on business loans
Lower Fees
Save on services like insurance and merchant accounts
Separate Finances
Separate and protect your personal credit and finances
No PG Accounts
Skip the personal guarantee with many business credit lines
Flexibility
Hundreds of business credit lines for everything you need
COMMON QUESTIONS
Frequently Asked Questions
Discover the world of business credit with our FAQs, covering key topics to help you make informed decisions and unlock growth opportunities.
Business credit is a measure of your company's creditworthiness, similar to how personal credit scores assess an individual's creditworthiness. It helps creditors determine your business' ability to repay loans and establishes a baseline for financial trustworthiness.
Business Credit reporting utilizes data collected from Dun and Bradstreet, Experian Commercial, and Equifax Commercial.
- Establish your business entity and create a Fundability Foundation™ by registering your business, obtaining an EIN, and meeting lender requirements (business address, phone, etc.).
- Gradually build your business credit profile through timely payments, diverse credit accounts, and monitoring your credit report.
- While an SSN may be needed for identity verification, providing a personal guarantee can expand financing options.
By following these steps, you can secure business credit without relying solely on your SSN, thus maintaining financial independence between your personal and business finances.
Getting business credit starts with immediate access to vendor credit. Within 60-90 days, you can qualify for store credit without personal checks or guarantees. In 6 months, expect up to $50,000 in usable credit, including Visa and MasterCard accounts. You can build $100,000-$250,000 or more within a year or two. With our Business Finance Suite, access additional cash funding programs in just a few months.
Building business credit involves setting up your business credibly to meet lender standards. Start by obtaining credit from vendors who report to business reporting agencies. Within 60 days, your EIN will have an established credit report and score.
Using this score, apply for more credit tiers, including revolving store credit linked to your EIN, without personal guarantees or credit checks. Continue building credit to obtain fleet cards, Visa and MasterCard cash credit, increasing your chances of securing loans and credit lines with better terms.
Business credit is accessible to various types of enterprises, including startups, small businesses, and established corporations. By setting up a credible business entity, meeting lender standards, and building a strong credit profile, companies across diverse industries can benefit from business credit to support their growth, operations, and financial stability.
Using this score, apply for more credit tiers, including revolving store credit linked to your EIN, without personal guarantees or credit checks. Continue building credit to obtain fleet cards, Visa and MasterCard cash credit, increasing your chances of securing loans and credit lines with better terms.
We provide comprehensive assistance in building business credit through our state-of-the-art software, accessible 24/7 for an efficient credit management experience. Our expert advisors are available to answer all your questions and offer personalized guidance tailored to your specific business needs. With the largest selection of vendors and reporting accounts, we ensure diverse options to establish and grow your credit profile. Our proven process, backed by thousands of satisfied clients, demonstrates our commitment to helping businesses achieve their credit goals.
The three fundamental credit scoring guidelines for business credit include:
PAYDEX Credit Score: Measures a company's payment performance and timeliness.
Financial Stress Credit Score: Assesses the financial stability of a business and its ability to handle stress or potential bankruptcy.
Commercial Credit Score: Evaluates the overall creditworthiness and risk factor associated with a company, considering various aspects of its financial history.
Testimonials
Real results from business owners just like you
Cheryl Reisner, a former bank lender from Shreveport, Louisiana. The suite’s business credit building process unlocked more funding options than she ever imagined, opening up new possibilities for her business. Cheryl believes every business owner can benefit from the Business Finance Suite, as it revolutionizes how they operate.
Louis, a Miami-based business owner found success using the Business Finance Suite, which helped establish a business credit profile. This enabled them to apply for funding without using their Social Security number, eliminating personal liability for credit applications. The speaker highly recommends this program to fellow business owners.
Edward from El Paso, Texas, struggled to secure funding for his small businesses until discovering the Business Finance Suite. Within a month, the suite helped set up his business correctly, establish trade lines and revolving credit, and now he’s on track to receive funding. Edward guarantees it’s worth the investment and only wishes he’d found it sooner.
