Real Estate Financing
Bridge Loan
A bridge loan gets you from where you are to where you need to be, covering the gap between your current situation and a permanent financing solution, a sale, or a stabilized asset.
What Is a Bridge Loan?
A bridge loan is a short to medium term real estate loan used to “bridge” a gap in financing. It’s not meant to be permanent – it’s meant to solve a timing problem, fund a transition, or give you the runway to execute your plan before moving to a long-term structure.
Bridge loans are common in commercial real estate because property deals rarely fit into neat timelines. Whether you’re waiting on a lease-up, navigating a 1031 exchange, or replacing a maturing loan before you’re ready to refinance, a bridge loan buys you the time and capital to make it work.
Maturing Loans – Your existing loan is coming due and permanent financing isn’t ready yet. Bridge it instead of facing a default.
Lease-Up Period – Property isn’t at stabilized occupancy yet. Bridge the gap until it qualifies for conventional financing.
Acquisition & Reposition – Buy the asset, execute your business plan, then refinance once the value is realized.
1031 Exchange Timing – Close on a replacement property before your exchange deadline even if your exit capital isn’t settled yet.
Rescue Capital – Facing foreclosure or a distressed situation? A bridge loan can stop the clock and create a path forward.
Flexible term structures based on your transition timeline and exit strategy.
Lenders look at the story and the exit not just current cash flow or occupancy.
When timing is everything, non-bank bridge lenders are built to move.
Works across most property types, including transitional and distressed assets.
GET FINANCING FOR YOUR BUSINESS NEEDS
Running a business is hard. Financing it shouldn’t be.
Our team is here to help you explore your financing options!
Required Documents and Qualifications
- Personal Financial Statement (PFS)
- Business formation docs (if applicable)
- Appraisal Report(s)
- Work in Progress (WIP) Report (If Applicable)
- Current YTD Financials (Balance Sheet and P&L)
- Rent Roll (if applicable)
Why work with us?
Finding the right lender on your own can be time-consuming and frustrating. Not every lender is actively approving loans in every industry and a declined application can cost your business time and opportunity.
Our team understands the lending landscape and knows which lenders are actively funding businesses like yours right now. We do the matching so you don’t have to chase dead ends.
